IDFC First Bank share : Is it a stock to buy after Q4 results 2025?

According to sugandha Sachdeva ,founder of SS Wealthstreet ,IDFC First Bank had been under sustained time-wise and price-wise correction since september 2023,after testing a high of Rupees 100.70 mark .
IDFC First Bank
IDFC First Bank

share price will reamin in focus in monday’s trading session after the private lender announced its fourth quarter results on saturday,April 26.

IDFC First Bank shar price closed at 2.45 percent lower at Ru .65.99 per share on friday ahead of the results announcement . the stock has gained over 15.89 per cent in over a month .

IDFC First Bank Q4 results 2025

IDFC First Bank

reported its January-march quarter results for the financial year 2024-2025 (Q4 FY25), posting a 58% decline in standalone net profit to Rup. 304 crore ,down from Rup. 724.3 crore in the same period last year .

IDFC First Bank reported a 9.8% rise in its net interest income (NII)–the difference between interst earned and interest paid —at Ruo. 4907.1 crore, up from Rup. 4468.9 crore in the same period last year .

the lender’s total income for the quarter grew to RUp 11308 crore , compared to Rup. 9861 crore a year earlier ,according to regulatory filing .

meanwhile ,interest income climbed to Rup . 9413 crore for the quarter under review ,up from Rup .8219 crore in the corresponding quarter of the previous year.

the board has also recommended a dividend of Rup. 0.25 per equity share , sublect to the approval of shareholders .

the bank’s gross non-performing assets (NPAs ) ration slightly improved to 1.87% from 1.88% a year ago .likewise ,its net NPAs ,or bad laons ,decreased to 0.53% from 0.60% in the same quarter of the previous year .

However ,the bank’s total provisions ,excluding taxes ,doubled to Rup 1450 crore from Rup 722 crore in the corresponding quarter last year.

For FY25 ,the bank’s net profit ell by 48% to Rup 1525 crore , com[ared to Rup 2957 crore in the previous year ,primarily due to challenges in the micro finance sector .

“IDFC FIRST Bank’s Q$ FY25 performance shows mixed results .excluding microfinance business , crore operating profit grew 19.9% YOY in Q4 FY25 and 30.6% YOY in FY25 ,indicating the bank’s resilience and growth potential . Overall ,the bank’s performance reflects its eforts to navigate challenges and focus on long -term growth ,”said seema srivastava , senior Research Analyst at

smc global securities

IDFC First Bank share price -should you buy or sell?

According to sugandha sachdeva ,founder of SS Wealthstreet , IDFC FIrst Bank had been under sustained time wise and price wise correction since september 2023 , after testing a high of Ruop 100.70 mark.

‘A strong technical positive emerged with the formation of a double bottom pattern near the ₹52.50 level earlier this month, on both the daily and weekly charts which has triggered a sharp turnaround in sentiment. This classic bullish reversal pattern signaled a potential exhaustion of the prior downtrend. Triggered by the bullish patttern, the stock experienced a sharp rally, gaining over 31.50% in a short period to test a recent high of ₹69.08,” Sachdeva added.

She further explained that the rapid nature and magnitude of the recent rally suggest the stock may be due for a period of consolidation or profit-booking in the near term.

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